At Canada Immigration World, we understand how important it is to budget wisely when moving to a new country. If you’re planning to settle in Canada in 2025, this comprehensive guide will help you understand the real cost of living as a new immigrant.
Housing Costs
Housing is the most significant part of your monthly budget. Rental prices vary depending on the city and province.
| City | 1-Bedroom Rent | 3-Bedroom Rent |
| Toronto | $2,300 | $3,800 |
| Vancouver | $2,400 | $4,000 |
| Calgary | $1,600 | $2,500 |
| Halifax | $1,400 | $2,200 |
CanadaImmigrationWorld Tip: To save money, consider shared housing or living in suburban areas.
Food and Grocery Costs
Expect to spend around $300–$500/month per person.
Common prices (2025):
- Bread: $3
- Eggs (dozen): $4
- Chicken (1kg): $11
- Milk (1L): $2
Dining out can cost $15–$25 per meal.
Transportation Costs
Public transit is reliable and widely used by newcomers.
- Monthly transit pass: $100–$156
- Gasoline: $1.70/litre
- Uber: $3.75 base fare + per km charges
In major cities, owning a car is optional.
Utilities and Internet
- Utilities (heating, water, electricity): $150–$250/month
- Internet (unlimited): $60–$100/month
Health Insurance
Some provinces like Ontario have a 3-month waiting period for healthcare. Private insurance may cost $60–$120/month per person during this period.
CanadaImmigrationWorld Tip: We can help you arrange affordable newcomer health insurance.
Childcare and Education
- Public schooling is free.
- Daycare costs range from $800–$1,500/month.
- University tuition for international students: $15,000–$30,000/year.
Tips from Canada Immigration World to Save Money
- Use apps like Flipp and Checkout 51 for grocery deals
- Buy used furniture via Marketplace or Kijiji
- Get special offers from banks for newcomers
- Explore low-cost provinces like Manitoba or New Brunswick
Provincial Cost Comparison
Cheapest provinces for immigrants:
- New Brunswick
- Manitoba
- Saskatchewan
Most expensive:
- Ontario
- British Columbia
Conclusion
Planning your finances is a critical part of your immigration journey. At CanadaImmigrationWorld, we not only guide you through the immigration process but also help you prepare for life in Canada. Connect with us today for personalized relocation support!
